Generation Z – Millennials and their buying habits

Millennials and their buying habits have been under the scrutiny of the real estate industry for years. We’ve watched them go from a minority to the largest group of buyers in the market, but now is taking its first steps into the housing market, and it’s time we learned more about this new group of first time buyers.

In an effort to do just that, polled more than 1000 adults from Generation Z aged 18 to 24 years old. Questions focused on Generation Z’s expectations about the home buying experience and their home buying plans.

About Generation Z

Members of Generation Z were born between 1995 and 2012, placing the oldest members in their early 20s. They came of age in a digitally connected world, during an era of full employment, which may give them a more positive financial outlook compared to Millennials. Generation Z could include as many as 75 million people, which makes them a larger generation than the Millennials who came before them.

Generation Z is also the most diverse generation in modern history, and a majority of Gen Zers would prefer to live in an ethnically and racially diverse community.

Real Estate Agent Expectations

The great news is that nine out of ten Generation Z adults are planning to use a real estate agent when they buy a home, meaning plenty of upcoming business for those who can attract Gen Z buyers.

Twenty-seven percent of Generation Zers agree that “understanding what I want” is an important quality in their real estate agent. Knowledge of the local market (18 percent) and experience (15 percent) were also noted by Generation Z as very important qualities in an agent. Only 9 percent noted the importance of negotiating skills and just 7 percent considered the cost of working with their agent an important factor.

hdc gen z is buying their first homes 2

Home Buying Expectations

While 86 percent of those surveyed expect to buy their first home before they turn 35, the current overall homeownership rate across all generations is just 64 percent. However, those polled seem to understand the obstacles they are facing. Forty-two percent listed making enough money to afford a home as their top barrier to homeownership, with the second and third most cited obstacles cited being saving for a down payment (21 percent) and student loan debt (20 percent).

Down Payment Expectations

Most Generation Z buyers expect to put at least 11 percent down on their home, while a full quarter of those surveyed expect to save 20 percent of their home’s cost up front. Slightly over half of those surveyed believe that they will need to save for two or three years to save that amount unless they get some financial help from friends and family. However, the average first time buyer only offers 6-7 percent for their down payment. Informing Generation Z buyers about low down payment options could help them get into their first homes sooner.

To view the original article, visit the blog.

Posted on July 29, 2019 at 5:14 pm
Anil Aggarwal | Category: Generation Z | Tagged

Buying foreclosed property at a sheriff’s sale

Buying foreclosed property at a sheriff’s sale is one way to get a great deal on an investment property. There are several rules for this type of sale and understanding them can help you make an educated – and perhaps lucrative – purchase.

What Is a Sheriff’s Sale?

A sheriff’s sale is a type of public auction where interested buyers can bid on foreclosed properties. In a sheriff’s sale, the initial owner of a property is unable to make their mortgage payments and legal possession of the property is regained by the lender. The lender will then attempt to sell it to recover some, if not all, of the outstanding mortgage balance.

Sheriff’s sales take place locally and are usually conducted at the county level. Sheriff’s sales occur quite frequently. You can check with your county’s sheriff department to determine how often they take place near you, but it’s usually at least once a month if not every week.

What Types of Properties Are Auctioned Off?

All the properties being auctioned off are foreclosures, and there are numerous types of properties up for grabs. You might find single family homes, multi-family homes, mixed-use properties, larger complexes, and even commercial buildings available for purchase.

Where Does a Sheriff’s Sale Take Place?      

Sales typically take place in the sheriff’s office or at the county courthouse. In some areas of the country, they’re actually conducted on the front steps of the courthouse rather than inside.

A sheriff’s sale is open to the public. Lenders sometimes attend or send a representative in an effort to bid to try to buy back their own property. This move by the lender is permitted. One thing to note: everyone must have certified funds available before they can bid on a property. Usually 20% certified check made to sheriff county office + $5000 cash allowed

How to View a List of Properties

You can go to a couple of places to view a list of the properties that will be auctioned off at the next sheriff’s sale. Many sheriff’s offices have websites where you can view the upcoming sales online. You can also get a list of the properties to be auctioned off by physically going to your local sheriff’s office.

Properties available for purchase are also usually advertised in the local newspaper as much as a month before the actual sale date. Your local sheriff’s office can tell you which publications will carry the notice.

Each property will usually include a docket number, a sheriff’s department number, or a court case number. It will name the plaintiff in the foreclosure action and the defendant. It will include the property address and a description of the property, as well as the “upset price.”

What’s an Upset Price?

The upset price is the minimum amount that the plaintiff (typically the lender) will accept for the property. The property won’t be sold if bids don’t meet this amount.

The upset price might be lower or higher than the actual judgment amount, the amount of money the lender is entitled to recover to cover its losses. The plaintiff’s attorney or another representative will often bid on the property to try to drive the price up.

How to Prepare for a Sheriff’s Sale

In order to be prepared for the sale, you may want to do a full coverage title search in advance on all properties you think you might be interested in if you plan to bid.  You can also hire an attorney to take care of this for you.

Anil Realtor can help you find good title abstractor . Presently I use someone who charges $250 per search

You’ll want to find out if there are any liens against the property at either the state or federal level. This can include tax liens placed by the Internal Revenue Service or local taxes or even water charges. It can be a judgment lien placed by another of the homeowner’s creditors. You might be responsible for paying any of these liens that were not wiped out during the foreclosure court proceedings.

Contact the town or municipality where the property is located to find out if there are any open permits on the property. You’ll have to spend money to close them out if you purchase it.

When Do You Have to Close on the Property?

Again, this will depend on the rules set for each individual sheriff’s sale, but you must usually close within 30 days of successfully bidding on the property and submitting your down payment.

Many sheriff’s sales will publish these rules online, or you can call or go to the sheriff’s office for a full list of requirements.

Posted on July 29, 2019 at 5:25 am
Anil Aggarwal | Category: Seller Tools, Sheriff Sale | Tagged


I am a Real Estate Agent, realtor, and Investor currently living in New Jersey. My interests range from selling difficult hard projects, real estate to flip properties. I am also interested in investing, home, and helping my clients find best deal , at best price.

Without me, you will save 1% but I am sure, with ample marketing, exposure to 7 mls, and video/website/qr mobile website and weekly open houses, I will sell your home quick, and get you better Return on investment.

I am certified Flipper, Realtor, Finance professional, with 20 years of exposure of working with leading fortune 500 companies .

Buying Real Estate should be your #1 priority, especially if you want to save money for your kids, or for your retirement. Home builds equity, provide safety, give emotional bonding to family and provide tax refunds.

With me, you get ample support, true educated guidance and no if and buts. You buying, and I am there, and if you not buying , still I am there, to provide any and every help.

Same way, I guarantee my clients that your home, will sell with me. Reason, I don’t leave anything to others. I myself check, inspect, update or guide daily progress, till home is sold.

I do regular events, social meetings, networking and love to host, invite, dine and make friends. I hold ample marketing so finding buyer is not a issue for me.Example review past event

I am available 24/7 via mobile/whatsapp/phone/

Before SALE

  1. FaceBook App where clients can see listing
  2. I provide you 3 videos per listing as shown

While property on SALE

  1. I will negotiate top dollars
  2. Will bring many buyers using exclusive paid marketing via facebook/twitter/targeted email companies,
  3. I will blast your listing with 5000+ real estate agents so they can bring any buyers if they have.
  4. More than 20 real estate domains direct traffic to your exclusive website so more exposure, more buyers.
  5. I can help in Updating Zestimate. See article See video interview with Zillow team on FACEBOOK LIVE

After SALE

  1. I help you get movers/contractors if property need update
  2. I help you get CO/Inspection Certification with County . (guide)
  3. I Provide all above, for less than any major Realty
  • Our Realty, being cloud based, so we have lowest possible expense so savings passed to you.

so please call me at 732-983-7958 to schedule appointment and plan listing your home today

Posted on July 28, 2019 at 6:02 pm
Anil Aggarwal | Category: Seller Tools | Tagged


#1, It’s harder to keep your emotions out of the sale.

#2. It’s not your full-time job.

#3. Agents have a larger network than you do.

#4. You subject yourself to needless showings.

#5 Negotiating the sale is tricky and awkward.

#6. You can’t see what’s wrong with your home.

#7. Good agents work with you as guide.

#8. Real estate has its own language, full of acronyms and semi-arcane jargon, and as Realtor, I am trained to speak that language fluently.

Plus, selling a home usually requires dozens of forms, reports, disclosures, and other technical documents. Realtors have the expertise to help you prepare a killer deal—while avoiding delays or costly mistakes that can seriously mess you up.

You put yourself at risk of being sued So If you selling home, Use me, “Anil Aggarwal”. I am Certified Realtor with Halo Realty.. Call me at 732-983-7958 or Visit

Posted on July 28, 2019 at 5:30 pm
Anil Aggarwal | Category: Seller Tools | Tagged

Right in NJ,Join Explore Luxury investment and living opportunity in Dubai

Why Invest In Dubai?

1. Dubai is a popular tourism destination with fabulous landmarks and entertainment attractions to see and experience.

2. Property prices in Dubai are cheaper when compared to other major cities around the world.

3. Setting up a business in Dubai is very easy, there are various free zones offering world class infrastructure.

4. Dubai is a trading and business hub for the Middle East. Dubai’s strategic location between East and West makes it a gateway to connect with emerging markets in Asia, the Middle East and Africa.

5. Dubai boasts a thriving economy which is diversified in trading, manufacturing and tourism and is not dependent wholly on oil.

6. Dubai has a very low crime rate which makes it one of the safest places to live on earth.

7. UAE has a liberal policy encouraging foreign individuals and companies to invest and take part in the mutual growth process.

8. Dubai has a state of the art road and train infrastructure and continues to develop further which ensures accelerated growth.

9. Dubai International airport retained its title as the world’s number one airport for international passengers in 2016.

10. Dubai is hosting the EXPO 2020 and is expected to attract 25 million visits, 70 per cent of which will be from overseas.

11. Dubai has a sunny weather round the year with 365 days of sunshine.

12. The hospitality industry is booming and expected to remain so.

13. Dubai offers excellent rental returns from property.

14. The UAE has liberal labour policies that makes it is easy to recruit manpower from almost any part of the world.

15. There is no annual property tax in Dubai.

16. Developers in Dubai offer attractive payment plans on off-plan property.

17 .The UAE has been ranked as the Middle East and North Africa’s top residence-by-investment program for the third consecutive year.

18. The UAE has a consistently growing population.

19. UAE offers a residence visa to freehold property owners.

20. Dubai offers a variety of real estate options for different budgets.

21. Dubai real estate offers a good capital appreciation.

22. Dubai, home to 200 nationalities, is one of the most globally diverse places to live and work in.

23. Dubai overtook London as the most preferred property investment location for 2017.

24. Dubai is home to most of the world’s leading companies like Microsoft and Oracle.

25. Ministry of Happiness. The role of the ministry is to improve channel policies and plans to achieve a happier society.

26. Many internationally renowned universities have campuses located in Dubai.

27. The UAE is also known for its world-class entertainment, luxurious leisure facilities.

28. Dubai has emerged as a Forex and Derivatives hub through the initiatives of the Dubai Gold & Commodities Exchange.

29. Protection of intellectual property rights.

30. Dubai has competitive energy costs.

31. Dubai offers a choice to partner with local business people and explore different markets inside the UAE and the other GCC countries.

32. No corporate tax. (This is the most liked reason for the query “Why Invest in Dubai”)

33. There are specialized free zones covering a wide range of industries from logistics to media and IT.

34. The construction quality and architectural standard are excellent.

35. Financing of the real estate investment is available, with local and international banks.

36. Dubai is easily accessible, having direct flights from all the major cities in the world.

37. No restrictions on repatriation of funds. One of the best reasons to invest here.

38. Dubai is ranked among world’s top 5 hottest shopping destinations.

39. No language barrier: English is an important language of communication in Dubai while many other languages are widely spoken.

40. Dubai has organized and efficient real estate laws.

41. Dubai has one of the most efficient and well equipped sea ports in the world.

42. With a number of Theme Parks Dubai is becoming the most exciting adventure playground in the world.

43. Dubai is becoming a financial services hub, there is going to be an increase in the influx of foreign professionals.

44. Dubai offers unique entertainment options. Desert safaris, luxurious spas, beaches, yacht rentals, skydiving and water parks. You can never have enough of it.

45. The introduction of VAT has boosted government revenues that will be spent on infrastructure projects.

46. The recently announced long term investor visa has set a new wave of excitement among investors to go full throttle and plan for long term.

47. The 100% business ownership policy that was announced this year will allow large businesses to accelerate growth and integrate with global markets for long term growth.

Now that we have answered your question “Why Invest in Dubai” and have listed enough reasons to invest in Dubai, you can give us a call on Call

join to learn more about Dubai Real estate-via Realtor Anil AGgarwal

join to learn more about Dubai Real estate-via Realtor Anil AGgarwal

Posted on July 25, 2019 at 10:19 pm
Anil Aggarwal | Category: Events | Tagged

Sold beautiful ranch in Piscataway, NJ

Piscataway, NJ home sold by Realtor Anil Aggarwal

Piscataway, NJ home sold by Realtor Anil Aggarwal


Buy home in Piscataway, NJ

see home sold details on Zillow

Posted on July 25, 2019 at 6:46 pm
Anil Aggarwal | Category: Piscatway | Tagged